

Read more about how Jose Cardenas protects your information


Maria Gonzalez
⭐⭐⭐⭐⭐
I had put off life insurance for years because it felt confusing and overwhelming. Joe broke everything down in simple terms and never pushed me into anything I didn’t need. He helped me set up a plan that protects my family and fits our budget. I finally feel peace of mind knowing my loved ones are covered.
Happy Customers
More than 4325 clients taken care of!

Read more about how Jose Cardenas protects your information
Jose Cardenas, www.cardenaslifeinsurance.com, is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this website, www.cardenaslifeinsurance.com, constitutes your agreement to all such terms, conditions, and notices.
Modification of These Terms of Use
Jose Cardenas reserves the right to change the terms, conditions, and notices under which Jose Cardenas's website is offered, including but not limited to the charges associated with the use of Jose Cardenas's Website.
Description of Program
Users who submit their contact details will be enrolled in Jose Cardenas's SMS communication program for SMS notifications, alerts & occasional marketing messages.
You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to [email protected].
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for messages sent to you from us and to us from you. You will receive varying message frequencies. For questions about your text plan or data plan, contact your wireless provider.
For privacy-related inquiries, please refer to our privacy policy.
Links to Third Party Sites
Jose Cardenas's website may contain links to other Websites ("Linked Sites"). The Linked Sites are not under the control of Jose Cardenas and Jose Cardenas is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site.
Jose Cardenas is not responsible for webcasting or any other form of transmission received from any Linked Site. Jose Cardenas is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Jose Cardenas of the site or any association with its operators.
No Unlawful or Prohibited Use
As a condition of your use of Jose Cardenas's website, you warrant to Jose Cardenas that you will not use Jose Cardenas's website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use Jose Cardenas's website in any manner which could damage, disable, overburden, or impair Jose Cardenas's website or interfere with any other party's use and enjoyment of Jose Cardenas's website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through Jose Cardenas's website.
Use of Communication Services
Jose Cardenas's website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations.
Jose Cardenas has no obligation to monitor the Communication Services. However, Jose Cardenas reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Jose Cardenas reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
Liability Disclaimer
The information, software, products, and services included in or available through Jose Cardenas's website may include inaccuracies or typographical errors. Changes are periodically added to the information herein. This practice and/or its suppliers may make improvements and/or changes in Jose Cardenas's website at any time. Advice received via this practice website should not be relied upon for personal, medical, legal, or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.
Jose Cardenas and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained on Jose Cardenas's website for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided "as is" without warranty or condition of any kind. This practice and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.
To the maximum extent permitted by applicable law, in no event shall Jose Cardenas and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of Jose Cardenas's website, with the delay or inability to use Jose Cardenas's website or related services, the provision of or failure to provide services, or for any information, software, products, services, and related graphics obtained through Jose Cardenas's website, or otherwise arising out of the use of Jose Cardenas's website, whether based on contract, tort, negligence, strict liability or otherwise, even if Jose Cardenas or any of its suppliers has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If you are dissatisfied with any portion of Jose Cardenas's website, or with any of these terms of use, your sole and exclusive remedy is to discontinue using Jose Cardenas's website.
Copyright and Trademark Notices
All contents of this website are Copyright © 2025 Jose Cardenas. All Rights Reserved. All logos are trademarks and service marks of Jose Cardenas. All other trademarks, service marks and logos used in this website are the property of their respective owners.
Trademarks
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
Notices
For any questions related to the Terms & Conditions, you can reach us:

Legal

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